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Tag: FICO

Credit Rating vs. Credit Score – I Learned the Hard Way These Aren’t the Same Thing

So last month I’m at the bank trying to get a loan for a car, and the loan officer said, “You look like you have good credit, but let me check your credit rating.” I’m like, “Wait, isn’t that the same thing?” The silence was brutal. She just looked at me for like three seconds. […]

October 7, 2025December 26, 2025
By Edwin Schneider
Credit Rating vs. Credit Score
Finance
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