Category: Finance
No Tax on Overtime: What Workers Actually Need to Know
Trump signed the One Big Beautiful Bill Act on July 4th, 2025. Part of that bill? No tax on overtime…
From SIPs to 401(k)s: How the World Invests Without Overthinking It
So here’s a weird coincidence. My friend Sarah in Chicago keeps talking about her “automatic investment plan”. My cousin Divya…
How Inflation Trends Are Shaping Mortgage Rates in 2025
My brother rang me last week. “Should I buy now or wait?” Everyone says rates are plummeting, but they’re not…
Direct Listing vs IPO: Why Companies Are Skipping the Bank Fees
My buddy Jake works in finance. When Spotify went public in 2018 without underwriters, he called me up, freaking out.…
10 Investing Books That Finally Made Investing Click for Me
Look, I get it. Reading about money sounds about as fun as watching paint dry. But stick with me here,…
How to Buy an IPO: The Real Deal Nobody’s Telling You
Tom rang me up last month, practically screaming into the phone. “Bro, I’m gonna get rich off the Stripe IPO,”…
The Nasdaq Thing Everyone Talks About But Nobody Really Explains
My brother called me last month. He’d just put some money into what he kept calling “Nasdaq stocks” and wanted…
What is an IPO in the Stock Market?
My coworker Brian wouldn’t shut up about Circle stock back in June. He’d bought shares the day they went public…
What is Cost of Debt Formula
Jake phoned me six months after starting his roofing business. “This loan’s killing me, man.” “What’d you expect? You knew…
How to Calculate Dividend Payout Ratio?
So there I was, staring at a $47.82 check from some utility stock my father had talked me into. “Great…